We’ll then send you a link to buy insurance at the right time for you. To get your gift card, you’ll need to use this link when buying your policy. Within 45 days of your policy start date, we’ll send you an email with instructions on how to redeem your reward. At Simply Business, we help small businesses find the right insurance. In our new TV ad, we’re showcasing some of the best names in business. Essential third party cover to fully comprehensive policies that go beyond standard policies.
- Crisis Solution Insurance provides your employees with the confidence to represent you, anywhere.
- Tell us about your business – we’ll build your business insurance quote and help you explore any other insurance needs.
- However, this also means that insurance is vital as you could be exposed to claims.
- Be consistent with training and review your safety policies often so you can make adjustments and updates as needed.
In order to ensure you are adequately protected you should speak to a specialist adviser. Other types of business insurance help to protect against certain risks, such as public liability insurance – which covers you for any claims made against your business. Professional indemnity insurance can provide protection for your business when things don’t quite work out as you planned. For instance, a customer might claim there is a fault with a service you delivered leading to a negligence claim. While you always have the best intention when it comes to what you do for your customers, PI insurance protects you from the cost of unexpected mistakes like these.
Cover To Top Up Your Buildings And Contents Insurance
An online quote for Hiscox business insurance can be saved for later – you’ll just need to create an account and log in to retrieve it. If you aren’t ready to purchase cover just yet, opt for us to stay in touch when you choose cover and we’ll keep you updated with the latest products, price points and special offers. We’ll be there to help with compensation costs and legal fees so you can get on with running your business. Event organisers, for example, may need to see proof of public liability insurance before letting you trade at their craft fair.
Because when things go wrong, we’re the small business insurance experts, experienced in putting things right. You work hard to build your business, so we work hard to help you look after it and protect your good name. Sole traders, consultants and the directors of limited companies can all benefit from our commercial covers. Business insurance is there for anyone and everyone who provides a professional service and might be at risk of having a claim brought against them. This protection means that, should your business suffer an unforeseen knockback, you can feel confident that you and your employees are protected. Meanwhile, your insurer can help to get your business back up and running again quickly.
Business interruption insurance covers your business’s income if you can’t trade because your property is damaged. We can’t cover you for any business interruption that arises as a result of Covid-19 or other pandemic events. With Hiscox, medical malpractice cover is available as part of combinedprofessional, treatment and public liability insurance.
Perfect protection against ‘where there’s blame there’s a claim’. Concentrate on your good cause and get the right cover for your organisation, whether you’re large, small, grass-roots or anything in between. We help charities, clubs and community groups find the cover they need, including trustee insurance and public liability insurance. Business insurance policies can be written on two bases – ‘claims made’ or ‘claims occurring’.
Package & Combined Policies
You can get business insurance before your limited company is officially registered, which is great news for start-ups, since it offers full protection from day one of trading. When you set up a new business, taking out insurance might be one of the first things you do to ensure any property, vehicles, IT systems and liabilities are taken care of. People power is everything for the UK’s small businesses and particularly for micro-businesses including start-ups.
We have more than 800,000 customers that trust us to support them with their insurance by providing fast, flexible cover. Reducing your premiums and exposing your business to future losses is a false economy. Examples of underinsuring include understating the actual amount of stock you hold on the premises, or the amount your business generates in turnover. Avoid potential hikes to rates for workers’ compensation insurance by training and educating your employees regarding proper safety practices in the workplace.