December 6, 2022


Business/Industrial Goods and Services

Business Insurance Quotes, Business Insurance Cover business insurance

If you have an existing quote or policy with us, you can view and download your policy documents from the My Account page. You can choose Personal Accident as an add-on once you’ve completed your quote. Crime reference or proof of damage and proof of ownership needed. You get access to public relations and crisis management experts to minimise damage to your brand and business. We’ll replace your essential tech within 24hrs of claim approval, with Business Tech Essentials. From skills to ideas, apprentices can bring big benefits to small businesses.

With AXA, you can tailor your business insurance, meaning you only choose – and pay for – the cover you need. And if you’re confused about what to choose, don’t worry, our Business Insurance Wizard can help. At AXA, we’ll give you £10 million as standard, for complete peace of mind.

What Is Business Insurance?

Whether you’re a cleaner or tradesperson, it’s quick to buy insurance. Answer a few questions and we’ll show you quotes from leading insurers in minutes. It’s easy to buy a range of covers, from public liability insurance to business equipment protection. Our tailored liability insurance policies allow you to build up the cover your business requires.

It is possible to take out business insurance before you receive your trade licence. This offers the reassurance that you’re covered as soon as you launch your business. However, it’s important to note that your insurance policy might be invalid if you begin trading before your trade licence arrives with you, meaning potential claims might not be paid to you.

Read this explainer to learn more about the employers’ liability certificate and how to display yours correctly. We insure over 400,000 businesses, based on the number of policies sold in 2021. I will definitely recommend Hiscox to other small business owners.

  • Public liability insurance protects your business against accidental injury and property damage claims from your customers, visitors or people you visit.
  • We offer flexible, tailored cover to help sole traders, self-employed people and small and medium-sized businesses grow.
  • Is a valuable cover for any business that provides a professional service, especially if this service rests on giving business advice.
  • We have more than 800,000 customers that trust us to support them with their insurance by providing fast, flexible cover.
  • If there is an insured event such as flood or fire at your work premises, buildings insurance will cover the costs of repairing the damage, helping you get back up and running.

Sole trader policy will provide you with the comfort of knowing what you’ve created is protected from these risks. Legal protection insurance as another layer of cover for employment disputes. Is a valuable cover for any business that provides a professional service, especially if this service rests on giving business advice. Is a legal requirement for most businesses with even one member of staff.

Frequently Asked Questions About Business Insurance

If you’re a shop owner you may want a combination of these products to ensure you’re covered, including landlords insurancefor business use to protect your premises. There are lots of other scenarios where you might need business insurance. Different types of businesses need different types and levels of cover.

Get the support of a dedicated claims handler should the worst happen. Your new insurance quote or renewal premium from any other insurer. Answer four quick questions and we’ll tell you what’s required. Our annual Business Boost is designed to help small businesses recover from the setbacks of the last two years. Last year’s £25,000 grant was won by inclusion consultancy Watch This Sp_ce to help them grow their business.

Catching you off-guard and tricking you in to doing something you shouldn’t, like opening an attachment in a fake email, or finding a way through your cyber-security. If this happens and they get their hands on your data or access to your bank account, the impact on your business could be devastating. Our business interruption cover can insure you if you or one of your key employees becomes seriously disabled and is unable to continue work. We will cover the incurred costs, up to £25,000, to minimise any interruption to the business. Our private health insurance gives you fast access to eligible health treatment when you need it.

From slips and trips to workplace illness, even if you and your business are not at fault, costs can start to add up without a policy in place. We may be able to offer you cover based on your business sector. You can buy business insurance directly from an insurer, or from a specialist broker through theBritish Insurance Brokers’ Association . A micro business is defined as an enterprise that employs nine people or fewer. As of 2017, micro businesses count for 96% of the UK’s business landscape and, as you might expect, there are many different types of micro business. Below is a summary of a generic policy, from 22 June 2021 onwards, which shows the main covers and exclusions in our policies.