There are different types of business insurance, and the types you may need depend on your business and what you do. From the moment you start up your company, it’s a good idea to get business insurance to cover you for any risks involved in working with clients, customers and employees. Product liability insurance provides an extra layer of protection as part of your public liability cover.
We offer additional insurance cover for tools, stock and equipment, plus commercial landlord cover for buildings, contents and loss of rent. Cyber insurance has emerged as an increasingly essential business insurance policy to have. Once this cover is in place, you’ll have the benefit of knowing you’re protected if the property becomes damaged – in the event of a flood or fire, for instance. We know that with the right insurance, your business can flourish even when faced with a challenge. Get an online quote for business insurance today to find out how Hiscox commercial cover can keep your empire healthy. Whether you’re a hands-on sports coach or a well-versed educational consultant, it’s possible to find the right business insurance products for your needs when you generate a quote.
Insurance policies come in packages, offering a range of different cover and optional extras. It’s important to remember that the cheapest quote isn’t always the best one, it’s about finding the right cover for you and your business. Just friendly, helpful advice from a business insurance professional. If a client loses money or their reputation is damaged because of your advice, services or designs, this will cover unexpected mistakes. Offers protection if you or your employee injure someone, or damage their property while you’re working. Buildings and Contents is one of Aviva’s core covers you’ll need to buy in order to access our other flexible cover options.
- We aim to take the hassle out of buying a policy, helping you focus on your big dreams.
- The prospect of losing income is daunting for any business owner, especially if this happens due to events outside of your control.
- If a waiter working at a restaurant slips on a wet floor where there’s no sign and breaks their leg, then you might needemployers’ liability insurance.
- These could save you from the stress and financial burden should something happen.
- As a business owner, self-employed consultant or a freelancer you need to factor certain risks in your day-to-day work.
Public liability insurance provides cover if a member of the public injures themselves or makes a claim against your business. For example, someone slipping and injuring themselves if there is a spillage on the floor but no wet floor sign. M&A insurance is a highly specialised field of cover that facilitates the smooth running of the M&A process. It does so by transferring certain potential risks of the transaction to an insurance policy. I started the UK’s first quote-and-buy-online small business insurance broker in 1998. My own cover was complicated and time-consuming to sort and I figured there must be another way.
Tools, Stock And Business Equipment Insurance
It is important to protect yourself and your business from the risks that come with operating a business. Our policies can offer protection from a range of risks including theft and property damage, personal accident and cyber-crime. These could save you from the stress and financial burden should something happen. Good health for you and your employees is vital to keeping your business running. We offer a number of products and services to help and support your staff. Medical malpractice insurance can protect you against the cost of legal defence and compensation payments.
Employers’ Liability Insurance
You will invest in the best equipment possible to ensure the smooth running of your business, but you can’t predict when things might go wrong. Safeguards the assets you keep and use on site, such as computers, desks and photocopiers. If something happened to your equipment, it could be difficult for you to continue business as usual – with insurance in place, you can get the replacement you need quickly. We can work with you to find the ideal combination for your company, so you can focus on your business.