The kinds of crime businesses fall victim to is also changing all the time, meaning crime insurance is a fast-evolving type of commercial cover. Directors have responsibilities that go above and beyond your average employee – which is both a reward and a risk if something goes wrong. Obtaining directors’ and officers’ liability insurance protects you if any claims are made against you in your role as company director.
We don’t need your company registration number or any business registration information. All we need are details on your business address, trade type and your actual/projected turnover. The best way to find out how much it would cost to insure your business is to get a quote online – it only takes a few minutes. And remember, with AXA, you can increase your level of cover at any time in your online account – for no additional fee.
The same rules apply – the bigger your client, a higher the level of cover needed. The higher the level of protection you choose, the more protected you’ll be if you’re faced with a claim for compensation. Choose too low a level of cover, and you’d be personally liable for any shortfall should a large claim be made against you. Whether your shop is online or on the high street, we’ve got you covered with our contents insurance for businesses.
More Business Insurance Products
For example, if the heel snaps off a shoe someone has bought from you, causing them to fall over, or if a cupcake you sell at an event makes someone sick. So as you might expect, the cost of your business insurance will be unique too. It’ll reflect a whole host of things, like the size of your business, what your business does, and what type of activities you undertake.
- For example, if the heel snaps off a shoe someone has bought from you, causing them to fall over, or if a cupcake you sell at an event makes someone sick.
- If you hold sensitive customer data, process payments online or just want peace of mind, Cyber cover should be considered.
- Also covers claims for accidental injury from a client, visitor or member of the public.
- The level of cover you need will depend on the type of business you own.
This independent seal of excellence is rated by real customers. We’ve also won the Response to a Major Claim award at the Commercial Insurance Awards in March 2018. Hiscox offers specialist cover for all kinds of companies, from new micro-businesses to family enterprises and growing SMEs, across a wide range of industry sectors. Will offer protection should they have an accident or suffer an injury while on your premises. Cyber insurance, which covers you for losses relating to damage to, or loss of information from, IT systems and networks.
Compare Quotes For Over 500 Professions From Beautician To Builder
If someone complains about a product you’re involved in, whether your company designed, manufactured or sold the product, you’re protected against any costs. Product liability cover might be especially important in the retail and technology sectors and Hiscox can build it into your public liability cover. Public liability insurance protects your business against accidental injury and property damage claims from your customers, visitors or people you visit. Business insurance is typically made up of public liability, employers’ liability, professional indemnity, and buildings and contents insurance. Depending on what your business does, you can also add protection for terrorism, defamation, equipment – and much, much more.
What Is Business Insurance?
If you work from home regularly, you should think about your home insurance. Working from home doesn’t necessarily mean that you need to take out different cover, but you need to make sure that your insurer understands your situation. We tailor all our policies, so your documents only show what you’ve chosen to cover.